The majority of people today are aware of the importance of having life insurance. It’s no longer in the “ok maybe” category but rather in the “get it done” category for most people. Certainly, we are aware that there is a cost associated with our death. There aren’t many things that can compare to borrowing […]
Author: Morgan Williams
Real Stories on How Life Insurance Is Important
George Clooney and Clara Bix Life insurance agents usually share fictional stories about how life insurance can help with the financial need of a family after the death of the bread earner. Fortunately, many families have felt the effect of life insurance after the death of the breadwinner of the family. The real-life below is […]
Can I Extend My Term Life Insurance? Here’s All You Need To Know
Lots of people ask us if term life insurance is extendable, typically during annual policy reviews. However, our answer to them is a big no. Our life insurance quotes are of various term lengths, mostly from 10-30 years. We understand that there may be budgetary concerns, but we always let the clients know that longer […]
Why Should I Buy Guaranteed Issue Life Insurance?
In simple words, guaranteed issue life insurance is a type of whole life insurance policy where the client’s health examination is not considered. It is also known as guaranteed acceptance life insurance. What is Guaranteed Issue Life Insurance? The guaranteed issue life insurance is primarily used as funeral and burial insurance. The prime target market […]
How Can I File for A Life Insurance Claim?
Conversations on life insurance policy sometimes get awkward. But it is crucial to have this conversation, especially if you in the list as the beneficiary on your spouse or any relative’s policy. Yes, even thinking about claiming life insurance spoils your mood, but you definitely should know how to do it to avoid any frustrating […]
Importance of Life Insurance After Retirement
You have worked a lot of years, and your retirement is about to hit. You can sense the difference between before and after retirement. But before you start planning your days after retirement, you will want to ensure you have a plan for your retirement. Is owning life insurance after retirement included in your plan? […]
Is it too late for Seniors in their 80s to buy Life Insurance?
Is it too late for seniors in their 80’s to purchase life insurance? Extensive research and our life insurance experience show that the typical age limit to buy a life insurance policy is 90. But is it possible for people to buy life insurance after they cross the age of 90? However, the cost of […]
The Impact of Technology on the Life Insurance
Technology is making day-to-day operational abilities better and faster. It is also impacting every industry. Technology is also influencing the insurance industry to make better and more accurate decisions. In China, around 60% of insurance companies recorded huge profits, and the main reason behind this huge improvement is the technological influence, the new state-of-the-art equipment, […]
What is Level Term Life Insurance and How It Works?
It is common knowledge that level term life insurance is cheap compared to other insurance products because you can purchase a lot more at a relatively low cost. Level term life insurance is the best choice for your financial needs, such as paying your mortgage or paying your child’s college fee. Such insurance products give […]
5 Factors That Influence Life Insurance Cost
Everybody wants to get their hands on affordable life insurance for the protection of their family and themselves. Understanding how insurances work or what it offers is significant to avoid any hassle or confusion in the future. Before signing up for a life insurance policy, one should know the possible factors. Five critical factors can […]